Insurtechs
The insurance sector is undergoing rapid evolution, driven by the rise of digital technologies and the emergence of innovative solutions.
To support this momentum, ACAPS, through its Innovation and InsurTech Unit, offers structured and personalized support specifically designed for InsurTechs.
Created to encourage and guide innovative projects, this unit supports startups and entrepreneurs seeking to bring innovative solutions to Morocco's insurance sector while ensuring the regulatory compliance of their initiatives.
The Single Window (InsurTech Journey) serves as the central contact point for InsurTechs, enabling project leaders to benefit from tailored support.
An InsurTech (short for Insurance Technology) is an innovative startup that leverages emerging technologies to transform and modernize insurance services. These companies address market opportunities by providing targeted solutions, whether in the form of insurance products aimed directly at consumers (B2C) or technological tools to enhance the performance of stakeholders in the insurance industry (B2B).
InsurTechs can specialize exclusively in insurance or operate at the intersection of related sectors such as healthcare, finance, or agriculture, developing tailored solutions to meet the evolving needs of consumers and businesses.
Creating an InsurTech today offers the opportunity to play a central role in the digital transformation of insurance. By launching your project, you position yourself as a key stakeholder in this revolution, offering innovative solutions tailored to new consumer expectations and the challenges of the digital era. Additionally, the insurance sector is rapidly evolving, with high demand for more flexible, personalized, and accessible services.
As a regulator, ACAPS supports you in this endeavor by providing a structured framework and guiding you through the steps to ensure compliance.
ACAPS welcomes, informs, and supports innovative project leaders in their regulatory compliance processes through a One-Stop Shop.
This pathway is tailored for InsurTechs and startups from related sectors wishing to integrate one or more insurance services into their offering, providing step-by-step personalized support.
The InsurTech Pathway offers a personalized approach to guide project leaders in their journey toward regulatory compliance.
Steps of the InsurTech Journey:
- Contact the Single Window:
If you are an InsurTech project leader and wish to receive support in your compliance process, contact the Authority's Single Window via email: innovation-insurtech@acaps.ma. - Initial Contact with the Unit:
Within one week, a member of the Innovation & InsurTech Unit will contact you to discuss your project and assist you in completing a needs assessment form. - Preparation for a Meeting with ACAPS business divisions:
If your project is eligible, a discovery meeting will be scheduled to explore your proposal in detail and define the next steps in your compliance pathway. - Ongoing Support:
Meetings will be scheduled with ACAPS teams to guide you in preparing your regulatory steps. A tailored solution will be proposed to ensure the compliance of your InsurTech solution.
ACAPS is committed to ensuring the complete confidentiality of your project and all information shared with its representatives.
News and Documentation Section
Innovation & InsurTech Newsletter S2-2024
Call for Applications: Bimalab 2025
To address frequently asked questions from project leaders, ACAPS provides a dedicated FAQ covering the main aspects of the compliance pathway for InsurTechs.
